Happy Monday Morning I hope everyone had a wonderful weekend!

Are any of you suffering with a “Financial Hanover” today?

Hopefully less people than last week are suffering today.

Change does not come overnight but it does come if you put in work.

This is a four day weekend for most of us in America we celebrate Dr. Martin Luther King Jr. today. Which means a lot of opportunities to spend money. 52- Week Money Challenge should be on your mind fill your envelopes were in Week 3.

Did you know that in Hiroshima, Japan they celebrate MLK too in honor of Civil Rights. How cool is that? Blogger tidbit of the day! For those who did not read my original Blog on   “Financial Hangover” is when you spend in excess of what you planned for. All of those purchases that you did not budget or plan for that stay on your mind cause a headache. Some people can experience headaches, stress, nausea, and sickness from financial stress. Did you guys shop your closets this weekend?  I am interested to know let me know in the comment section.

Is it hard to shop your closet?

What do you find difficult in this process?

Do you have nothing to wear?

Are you tired of wearing the same thing?

Do your friends pressure you to shop?

Are you in a completion with your co-workers?

Are you a slave to fashion literally?

Let me know interested I am interested if we all have the same issues. This will also help you realize your trigger to shop.

If  every week your in the mall buying and have nothing to wear in your closet you have nothing. “You have nothing” !

“No tienes nada” my mom uses this phrase a lot and we laugh. Remember you laugh because if not you will cry.

You might as well put your money in the TRASH once you cash your paycheck! 

You might as well get use to working because your going to work past your Retirement age if you don’t get serious about your finances!

You might as well get use to working because your going to work past your Retirement age if you don’t get serious!

You might as well get use to working because your going to work past your Retirement age if you don’t get serious!

You might as well get use to working because your going to work past your Retirement age if you don’t get serious!

You might as well get use to working because your going to work past your Retirement age if you don’t get serious!

You might as well get use to working because your going to work past your Retirement age if you don’t get serious!

You get the point. ♥

Remember when you spend all that money on “fashion” ie… clothes, shoes, bags, makeup, jewelry, and technical gadgets and you have nothing to wear.   You have a problem!  No you have many problems. You are not shopping right and over spending.  Have a plan stick to your plan.

  Fashion is timeless and having money never goes out of style!

Why don’t they put this in the Mall Entrance?

You should have a Minimum of $ 1000.00 in an emergency fund before you think of going shopping.

You should have a Minimum of $ 1000.00 in an emergency fund before you think of going shopping.

You should have a Minimum of $ 1000.00 in an emergency fund before you think of going shopping.

You should have a Minimum of $ 1000.00 in an emergency fund before you think of going shopping.

You should have a Minimum of $ 1000.00 in an emergency fund before you think of going shopping.

If you have an emergency who is going to help you.

If you can’t pay your bill what is going to happen to you?

Who is going to bail you out?

I hope the shopping trip was worth it.

Value yourself more than giving the mall all your hard earned money.

You can shop, you just have to put your financial plan first!

Something to think about!

The hardest thing to do is accept you have a problem and that is okay.I admit it I have many problems to many to write about (lol)! I  will tell you “you have to laugh because if not your going to cry” =(. You are going to cry when you add up all the money you have wasted on nonsense items  that are worthless. I have done everything I write about not to do. That’s why I can tell you once you stop your life will begin to change. The changes are going to be amazing. You are going to feel great!  We are brought together by the desire to better ourselves and evolve financially.  You can do anything you set your mind to do. Never let anyone tell you otherwise! Thank you for Reading my Blog “Keep It Cake Popping”!